budget zero

budget down to zero

zero-based envelope budgeting made simple. give every dollar a job. no account signups, no data tracking.

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Budget Zero app on iPhone and iPad
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budget month
by month

assign every dollar to a category at the start of each month and know exactly where your money is going.

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no bank linking.
no data tracking.

your financial data lives on your device and syncs privately via iCloud. we never see your balances or transactions.

log spending
in seconds

quickly record transactions on the go and watch your budgets update in real time across all your devices.